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How Long Does It Take for Top-Up Funds to Appear in My CargoWALLET?

Fanny Leong avatar
Written by Fanny Leong
Updated over a week ago

The time it takes for your funds to appear in your CargoWALLET depends on the payment method you used during top-up. Here's a quick breakdown:


Credit/Debit Card (Visa & Mastercard)

  • Processing Time: Instant

  • Your wallet balance is updated immediately after successful payment.

Local Bank Transfer

  • Processing Time: Same day to 1–2 working days

  • Depends on your bank’s cut-off time and local banking holidays.

International Bank Transfer (SWIFT)

  • Processing Time: 2–4 working days

  • Can vary based on international bank processing times and holidays.

NOTE:
All bank transfer fees (both local and international) are the responsibility of the user and must be covered on your end.

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Reach out to us anytime at: support+wallet@cargoai.co

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